| 3. | On the basis of comparing the relative provisions of cmc and cil , according to the basic theories of contract law , insurance law and marine insurance law , by reference to the marine insurance act , 1906 , laws in some other countries and clauses of marine insurance contract , the author analyzes in this paper the provisions of definition of marine insurance contract , disclosure , warranty , principle of indemnity , double insurance , subrogation , and modification , transfer and cancellation of marine insurance contract as well as rights and duties of the insurer and the insured . the author points out those provisions which are either duplicate , imperfect or reasonable in cmc and cil , draws the conclusion which provisions shall be deleted , which provisions shall be modified and , if so , how they shall be modified
本文以比较《海商法》与《保险法》相关规定为基础，结合合同法、保险法和海上保险法的基本理论，适当参照英国《 1906年海上保险法》及其他一些国家的规定，并适当参考海上保险合同条款，对我国《海商法》海上保险合同的规定是否应引入投保人的概念，如何规定海上保险合同的定义，告知义务，保证义务，损失补偿原则，重复保险，保险人的代位求偿权，海上保险合同的变更、转让与解除，以及保险人和被保险人的权利义务等问题，进行了详细深入的研究，分析了《海商法》相关规定与《保险法》的重复之处、规定不完善之处以及规定合理之处，并在此基础上，进一步分析了哪些规定应当删除，哪些规定应当修改以及如何修改。 |
